Smart Savings CIC is an award‑winning Community Interest Company founded in 2009 by Jane Jiwa. Drawing on the extensive knowledge and expertise of our dedicated team, we deliver tailored programmes of support with particular focus on the Armed Forces Community.
We take a holistic and flexible approach, working closely with both statutory and non‑statutory partners to achieve the best possible outcomes for those we serve. Our collaborative model ensures that every individual receives support that is responsive to their needs and circumstances.

Smart Savings CIC is proud to uphold the highest standards of governance and security:
• Regulated by the Financial Conduct Authority (FCA)
• Registered with the Information Commissioner’s Office (ICO) 
• Registered with the Breathing Space Scheme
• Members of Advice UK
• Cyber Essentials certified

In 2020, we signed the Armed Forces Covenant, affirming our commitment to honour and support the Armed Forces Community. We recognise and value the contribution of Serving Personnel, Cadets, Veterans, and military families to both our organisation and our country.
Our policies and values are clear and consistent: everything we do is ethical, economically viable, socially responsible, and environmentally sound. As a Community Interest Company, all profits are reinvested back into the organisation to strengthen our services and extend our impact.